You have questions. We have answers. The fastest way to protect yourself is one free phone call.
You were just in an accident. Maybe it happened today. Maybe it happened last week and you're still figuring out what to do next. Either way, you're looking for answers — and that's exactly the right instinct.
Below are the practical steps that protect you, your health, and your ability to recover what you're owed. Every accident is different. The smartest step you can take is to speak directly with an experienced attorney who can evaluate your specific situation — and that conversation costs you nothing.
Your safety comes first. Check yourself, your passengers, and anyone else involved. Call 911 regardless of how minor the accident seems. In Texas, you are required by law to report any accident involving injury, death, or property damage over $1,000.
A police report creates an official record of what happened. You will need this later.
If your vehicle is drivable and you can move safely, pull to the shoulder or a nearby parking lot. Turn on your hazard lights. Houston-area freeways are dangerous after a crash — secondary collisions happen more often than people realize.
Get the other driver's name, phone number, insurance company, policy number, driver's license number, and license plate. If there are witnesses, get their contact information too. Stay calm and be polite, but do not discuss fault or apologize — even casually.
Use your phone. Take photos and video of the damage to all vehicles, the road conditions, traffic signals, skid marks, debris, and any visible injuries. Photograph the other driver's license plate and insurance card. The more you document now, the stronger your position later.
Adrenaline masks pain. Many serious injuries — whiplash, concussions, internal bleeding, soft tissue damage — don't show symptoms for hours or days. See a doctor as soon as possible. Your medical records connect your injuries to the accident. If you wait too long, the insurance company will argue your injuries weren't caused by the crash.
The other driver's insurance company will call you — sometimes within hours. They will sound friendly and helpful. They are not on your side. Their job is to pay you as little as possible.
You are not required to give them a recorded statement. Everything you say can and will be used to reduce or deny your claim. "I feel okay" becomes "the claimant reported no injuries."
You're searching for information right now because something happened and you need to know what to do next. The fastest, most reliable way to get answers about your specific situation is to pick up the phone and talk to an experienced attorney. Not a call center. Not a paralegal. An attorney who has been doing this since 1989.
The call is free. The consultation is free. There are no attorney fees or case expenses unless we win your case.
📞 Call 281-357-5297 — Free ConsultationIn Harris County, police reports are typically available within 7–10 business days. You can request yours from the agency that responded. If you need help obtaining your report, we can get it for you — free of charge.
Start a folder — physical or digital. Save every medical bill, doctor's note, prescription, repair estimate, rental car receipt, and any communication from insurance companies. If you miss work, document the dates and lost wages. This paper trail determines what your case is worth.
In Texas, the statute of limitations for most personal injury claims is two years from the date of the accident. If you miss this deadline, you may permanently lose your right to pursue compensation — no matter how strong your case is.
Insurance companies often make a quick settlement offer before you understand the full extent of your injuries. Once you sign a release and accept their check, it's over. You cannot come back later when you find out your back injury needs surgery or your headaches won't go away.
An experienced attorney can tell you what your case is actually worth — not what the insurance company wants to pay.
Serving the greater Houston area since 1989
Disclaimer: The information on this page is general in nature and is not legal advice. Every accident and injury case is different. No attorney-client relationship is established until both parties have executed a written representation agreement (retainer). Until that agreement is signed, Mundy & Associates, PLLC is not your attorney, has no duty to represent you, and any information you provide is not protected by attorney-client privilege. If you require legal advice, please contact us for a free initial consultation. Past results do not guarantee future outcomes.